For Buyers
Buying a home
is an exciting time in one's life. Making the smart move
of choosing a REALTOR® is your first step to ensuring that your
new
home and community meets your needs. My services and experience range
from financial aid to helping you find the home that best suits you and
your family. For your convenience, I also provide
listings by email. I pride myself on repeat business and hope
you'll come to understand why.
As
Your Agent, I will:
- Assure
that you see all the properties in the area that meet your criteria.
- Guide you through the entire home buying process,
from finding homes to look at, to getting the best financing.
- Make sure you don't pay too much for your new home
and help you avoid costly mistakes.
- Answer all of your questions about the local market
area, including schools, neighborhoods, the local economy, and more.
Before You Start Looking For Your New Home:
- Check
your credit rating. Straighten out any errors before its too late.
- Determine a comfortable monthly budget for your new
purchase, including down payment and monthly payment.
- Find a loan program that meets your needs and get
pre-qualified (preferably pre-approved).
- Choose a REALTOR® that you trust and who
understands your needs.
- Determine what neighborhood best matches your needs.
- Identify important features you need your new home to
have.
Closing Costs to Expect:
- Lender
fees include charges for loan processing, underwriting,
preparation and establishing an escrow account.
- Third-party fees include charges
for insurance, title search, and other inspections such as termites.
- Government fees include deed
recording and state & local mortgage taxes.
- Escrow and interest fees include
homeowner's insurance, loan interest, real estate taxes, and
occasionally private mortgage insurance.
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